Details of Our Services

A  comprehensive financial plan provides professional guidance and coordinates the many aspects of your financial life. As we develop your plan, we will assess the topics listed below as they apply to your situation and then ensure all the pieces of your puzzle are working together toward meeting your goals.


General Financial Needs

  • Financial goals and plans to achieve the goals
  • Income and spending analysis
  • Debt reduction
  • Employee benefit selection
  • Insurance needs analysis

Retirement Planning

  • Plan for a comfortable retirement
  • Roth IRA conversion 
  • Retirement plan rollovers, including, 401k, 403B, IRA and other retirement plans
  • Social Security and pension analysis

Estate Planning

  • Maximize wealth transfer and minimize estate taxes
  • Minimize probate expenses, delays, and publicity
  • Recommend a plan for management of family assets
  • Analyze property titling to assure proper transfer
  • Plan to meet individual circumstances, including incapacity, special needs, blended family and second marriages.
  • Planning for the extra needs of non-traditional families.

Education Funding

  • Education cost projections
  • Tax-advantaged savings
  • Optimized tax credits and deductions

Investment Analysis and Planning

  • Portfolio analysis and asset allocation
  • Tax-efficient portfolios using low-cost, no-load funds
  • Specific investment analysis
  • Risk-reward analysis

Risk Management

  • Analysis of current or future risk exposure
  • Review of life and disability insurance needs 
  • Identify current coverage gaps and cost reduction opportunities
  • Long-term care coverage

Other services

  • A second opinion on investments or current financial plan
  • Financial education seminars for groups from all walks of life and situations